Qualified Charitable Distributions and Your IRA Qualified Charitable Distributions and Your IRA Using Qualified Charitable Distributions is one way you can minimize taxes on your Required Minimum Distributions from your IRA, while supporting the causes you care about.*Note that due to the CARES Act, Required Minimum Distributions can be suspended for the year 2020 due to the pandemic.*Also note that due to the SECURE Act of 2019, the RMD age for those not yet taking has been moved from 70 1/2 to age 72 as of January 1, 2020. Have a Question? Name Email Address Phone Question Thank you! Oops!