The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance. U.S. Personal Savings Rate What can be learned from the savings rate? My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.