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Retirement Planning

Most people spend a great deal of their adult life saving for and looking forward to retirement.  But the final stretch towards that goal line can be overwhelming!  After all, there are many factors to take into account: 

  • How much money is enough to retire?
  • When should I start taking Social Security?
  • Where can I get additional income outside of Social Security?
  • What do I do with my 401k?
  • How does Medicare work and how much does it cost?
  • What if I need to go into a nursing home?

We exist to help you find the answers to these questions!  We want to help you cross the finish-line to retirement with confidence and comfort, knowing that every variable has been accounted for.  After all, you spent your working years stressing and saving for this.  Spend your retired years ENJOYING what all your hard-work has earned you, and leave the details to us!

Foundations of Retirement

Social Security

Figuring out when to take Social Security will play a huge part in planning your retirement income.  Your ideal strategy will depend on different factors such as: life expectancy, marital status, and income need.  We utilize a program called Social Security Timing®, which can help you determine a strategy to best optimize your Social Security benefits based upon these different factors.

Bob is a certified Social Security advisor with the National Social Security Association.

Investment Income

Your retirement "nest egg" or "milk cow" as we like to call it, needs to produce a stream of income to you in retirement.  The key is to make sure that income stream doesn't run out before your breath does!  That means your "milk cow" needs to be invested as efficiently as possible, so that what you take out doesn't drain the life out it.  Depending on your goals, income needs, risk tolerance, and the importance of leaving an inheritance, we can help you figure out an investment strategy tailored to help you thrive in retirement.


"Part A", "Part B", "Part D", "Plan G", "Medicare Supplement" vs. "Medicare Advantage" ... Going on Medicare practically requires its own dictionary!  We are here to help you sort through the noise and understand your options for health insurance in retirement including:

  • Parts of Medicare (A,B,D) and what they cover
  • Costs for each
  • Options for supplementing "gaps" in Medicare coverage

Download "Retire Happy," Our Free Ebook!

Are you looking forward to retirement? Are you really prepared for what lies ahead? Our free ebook can help you find out. Register today to receive your copy of "Retire Happy: A Simple Guide to Your Next Big Adventure."